Social Insecurity

Since the Great Depression, the American people-whether rich or poor-have had an ace in their back pocket. You might lose your shirt in the stock market, get frisked in an embezzlement scheme, suffer a medical catastrophe, or be pulled under by a periodic recession, but one thing was certain: the American people were pledged to stand by you in your old age.

That assurance provided the ultimate fallback, engendering personal...

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